Below, all the different funeral costs are broken down into Transport, Coffins, Burial, Cremation, Headstone, Fees, and Extras and estimations of current (2017) costs are listed below.
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The first area of funeral costs is Transport. Normally, the funeral director will arrange for the transport of the deceased, unless someone dies abroad. If they die abroad, then the travel insurance company will normally arrange for the repatriation of the deceased. If someone dies in another part of the country, the funeral director will charge per mile to collect the deceased and bring them back to the locality.
International repatriation – £8,000 (from Australia)
UK Repatriation – £950 (from London to Scotland)
Collection of the body outside of working hours – an additional £500
Collection and Transfer of the deceased from home (within 20 miles) £150
Transfer to place of burial/crematorium £150
Hire of Hearse £300
Hire of Limousine £250
Horse Drawn Carriage £1000
The range of coffins goes from an environmentally friendly cardboard coffin to a massive American casket.
Coffin Shroud £25
Cardboard Coffin £90
Fabric Coffin £300
Pine Coffin £300
Traditional English Oak Coffin £500
Painted / Decorated £700
Willow Coffin £1000
American Half View Caskets £1100
Luxury Coffin £10,000
There is a huge variation in the cost of burial plots, from a few hundred pounds to over £8000 in some London boroughs. But, leaving the tricky subject of burial plots to one side, here are the other burial costs:
Burial of Adult in Coffin £750
Burial of Cremated remains £200
Burial using a funeral director £4200
Some people arrange for a direct cremation, while others arrange a cremation as part of a funeral director’s service.
Cost of cremation £450
Direct cremation £1600
Cremation using a funeral director £3300
Cremation Scatter Tubes £50
Cremation Urn Wood £50
Decorated Cremation Vase £150
Metal Urns £150
There are a range of headstones to choose from. These include everything from mausoleums to lawn headstones.
Double burial chamber £5000
Single Burial Chamber £3000
Headstone foundations £100
Lawn Headstone £100
Wooden Plaque £100
Vase Placement £35
Some fees are inescapable, such as the doctor’s fees, for pronouncing death and producing the death certificate. Others like the funeral director’s fees are usually included in a funeral home package.
Doctor’s fees £200
Funeral Director’s fees £2500
Burial Fees £2000
Cremation Fees £750
Minister’s Fees £150
The extras can really add up and suddenly a £5000 funeral becomes a £7000 or £8000 funeral.
Weekend funeral £500
Funeral Flowers £200
Venue Hire £200
Limousine hire £200
Dressing the Body £150
Order of service £150
Ashes brought home £150
Funeral Notice £70
Extra bearers £45
It is easy to see how funerals costs quickly rise and a luxury funeral could set the family back tens of thousands of pounds. Even an average funeral cost can be many thousands of pounds.
Funeral Cost Insurance
In the previous century, people paid a funeral cost insurance premium to cover their funeral expenses, but it never covered the whole funeral and insurance policies often didn’t pay out at all, as the priority of insurance companies is to its shareholders and they will try and find ways of not paying out. For example, if you chose the wrong policy or withheld information.
The new technology is funeral plans; they freeze the cost of the funeral and cover 100% of the cost of the funeral. This ensures that as funeral costs continue to rise, your loved ones are completely protected from the deep costs of a modern funeral. You can cover as much or as little of the funeral costs as you like. You can even pick out your coffin and hymns as part of the funeral plan. Everything and anything is covered.